Banking Crime Mode Appears Again in Indonesia

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By:

Team of Hukumindo

Previously, the www.hukumindo.com platform has talk about "This Rich Socialite Must Give IDR. 119 Billion in Benefits to Her Ex-Husband as a Consequences of Divorce", "5 Latest Online Fraud Modes and Their Characteristics", you may read also "How To Report Online Scammer Or Fraud To The Police In Indonesia" and on this occasion we will discuss about 'Banking Crime Mode Appears Again in Indonesia'.

The mode of banking crime continues to grow every day. As happened at PT. Bank Tabungan Negara Tbk. (BTN), the perpetrators have now been arrested and dismantled by the bank and Polda (Regional Police) Metro Jaya. Bank BTN Corporate Secretary Ramon Armando said the company had reported the case to Polda Metro Jaya since February 6, 2023. Apart from that, Bank BTN had also asked to block funds at 3 (three) banks suspected of being related to suspicious transactions. "We have zero tolerance for activities that are suspected of being suspicious transactions, even the insiders involved have been terminated," said Ramon in a statement written Friday (2/6/2023).[1]

According to Ramon, based on Bank BTN's report, Polda Metro Jaya moved quickly to investigate the case. On April 14, 2023, the Sub Directorate of Harda Ditreskrimum Polda Metro Jaya has determined the status of the two individuals as suspects and after going through a search process, on Wednesday, May 31, 2023 the ASW suspect was arrested by investigators for further investigation and development. "Bank BTN would like to thank Polda Metro Jaya, Polda North Sulawesi and Polresta Manado for working hard in searching for and arresting the perpetrators. Hopefully this will be the start of successful disclosure of the banking crime mafia in Indonesia," said Ramon.[2]

It is known that the modus operandi of banking crimes involved a number of fund owners who cooperated with ASW to place funds in banks with the promise of getting an interest rate of 10% each month. This interest rate has never existed in banking, especially Bank BTN. The account opening process is also not in accordance with bank regulations. "The owners of the funds also never came to the bank to open an account and never had a passbook or ATM card. They have received interest payments from ASW several times, but then the payments were not smooth and stopped," explained Ramon. Ramon explained, Bank BTN guarantees the security of all customer transactions by implementing Prudential Banking and Good Corporate Governance in accordance with statutory regulations. "We are committed to taking firm action against any violation of the law and will not protect any party, including in this case bank employees who have been proven to have violated the law," he explained.[3]

Ramon further appealed to the public not to be tempted by high interest offers and not in accordance with the provisions of the Financial Services Authority (OJK) and the Deposit Insurance Corporation (LPS). "The public must be aware that if there is an offer with high and out-of-the-ordinary interest, there must be something wrong with the offer. Don't because of the high interest, people become dark-eyed and irrational," he added.[4] And if you have any legal issue in Indonesia territory, contact us then, feel free in 24 hour, we will be happy to assist you. 

*) For further information please contact:

Mahmud Kusuma Advocate

Law Office

Jakarta - Indonesia.

E-mail: mahmudkusuma22@gmail.com

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References:

1. "Hati-hati! Modus Kejahatan Perbankan Muncul Lagi Nih", finance.detik.com., Diakses pada tanggal 4 Juni 2023, Link: https://finance.detik.com/moneter/d-6752123/hati-hati-modus-kejahatan-perbankan-muncul-lagi-nih

2. Ibid.

3. Ibid.

4. Ibid.